HBT CREATIONS PVT. LTD.
Privacy Policy
Effective Date: 18 July 2026
HBT Creations Pvt. Ltd. (“HBT Creations”, “we”, “us”, or “our”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains what information we collect through our website https://hbtcreations.in and our products (including Mobile Safe, EMI Safe, AdvancePay, and kreditBook), why we collect it, and how it is used, shared, and protected.
1. Who We Are
Our website address is: https://hbtcreations.in. HBT Creations Pvt. Ltd. is based in Nagpur, Maharashtra, India, and builds mobile security and EMI/loan-management software for dealers, distributors, and financial service providers.
2. Information We Collect
Depending on how you interact with our Website and products, we may collect:
- Name, email address, and phone number
- Company or business name
- Project or service requirements shared via enquiry/contact forms
- Device information, IP address, and browser information
- Comment content, along with the commenter’s IP address and browser user-agent string, if comments are enabled on our site (used to help detect spam)
Gravatar
If you leave a comment, an anonymized string created from your email address (a “hash”) may be shared with the Gravatar service to check whether you use it. Gravatar’s privacy policy is available at https://automattic.com/privacy/. Once your comment is approved, your profile picture is visible publicly alongside your comment.
Media
If you upload images to our Website, please avoid uploading images that include embedded location data (EXIF GPS), as visitors who download those images can extract that location data.
3. How We Use Your Information
- To respond to enquiries and deliver requested services
- To provide, operate, and maintain our products (Mobile Safe, EMI Safe, AdvancePay, kreditBook)
- To improve our Website and user experience
- To communicate with you regarding ongoing projects or support
- To detect and prevent spam, fraud, or misuse
- To comply with applicable legal obligations
4. Cookies
Our Website may use cookies to improve performance and user experience. Specifically:
- If you comment on our site, you may opt in to saving your name, email, and website in a cookie for your convenience. These cookies last for one year.
- A temporary cookie is set on our login page to check whether your browser accepts cookies; it contains no personal data and is discarded when you close your browser.
- When you log in, we set cookies to save your login information and screen display choices. Login cookies last two days (or two weeks if you select “Remember Me”); screen-option cookies last one year.
- If you edit or publish content, an additional cookie storing only the relevant post ID is saved; it contains no personal data and expires after one day.
You can disable cookies at any time through your browser settings, though some parts of the Website may not function as intended if you do.
5. Embedded Content From Other Websites
Pages on our site may include embedded content (for example, videos, images, or articles from other websites). Embedded content behaves exactly as if you had visited the other website directly. These third-party websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction if you have an account and are logged in to that website.
6. Analytics
We may use analytics tools to understand how visitors use our Website, which helps us improve content, performance, and user experience. Analytics data is generally aggregated and does not directly identify you.
7. Sharing of Information
We do not sell or rent your personal information. We may share information only:
- When legally required to do so
- With trusted service providers who assist us in delivering our services (e.g. hosting, payment processing, spam detection)
- With your consent
Visitor comments may also be checked through an automated spam-detection service, which may process the content and metadata of your comment.
8. Data Retention
- If you leave a comment, the comment and its metadata are retained indefinitely, so we can recognize and automatically approve any follow-up comments instead of holding them in a moderation queue.
- For registered users, we store the personal information in their profile for as long as their account exists; users may view, edit, or delete this information at any time (except their username). Website administrators can also access and edit this information.
- Other personal information is retained only as long as necessary for the business or legal purpose it was collected for.
9. Data Protection
We implement appropriate technical and organizational measures designed to protect your personal information against unauthorized access, alteration, disclosure, or destruction.
10. Your Rights
If you have an account on our site or have left comments, you can:
- Request an exported file of the personal data we hold about you
- Request correction of inaccurate personal information
- Request erasure of your personal data, subject to any data we are legally obliged to keep for administrative, legal, or security purposes
11. Where We Send Your Data
Visitor comments may be checked through an automated spam-detection service, which may involve transferring comment data to that third-party service for analysis.
12. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. Any changes will be posted on this page with a revised effective date.
Contact Us
For any privacy-related questions or requests, please contact us:
- Company: HBT Creations Pvt. Ltd.
- Address: Plot No. 385, near Khalsa Gali, Baba Buddha Ji Nagar, Nagpur, Maharashtra 440017
- Email: hbtcreations10@gmail.com
- Phone: +91 9699503461
- Website: https://hbtcreations.in