Effective Date: 18 July 2026
Welcome to HBT Creations Pvt. Ltd. (“HBT Creations”, “we”, “us”, or “our”). By accessing or using our website https://hbtcreations.in (the “Website”) or any of our products and services, including Mobile Safe, EMI Safe, AdvancePay, and kreditBook, you agree to be bound by the following Terms & Conditions. Please read them carefully before using our Website or services.
1. Our Services
HBT Creations Pvt. Ltd. provides software development, mobile application development, website development, API integration, UI/UX design, IT consulting, and related technology services, including our proprietary products for mobile device security and EMI (loan instalment) management used by dealers, distributors, and financial institutions.
2. User Responsibilities
- Provide accurate and complete information while submitting enquiries or using our services.
- Do not misuse the Website, attempt unauthorized access, or interfere with its normal operation.
- Do not copy, reproduce, or distribute Website content without our prior written permission.
- Use our products and services only for lawful purposes and in compliance with applicable law.
3. Intellectual Property
All content on this Website, including text, graphics, logos, software, source code, product names (including Mobile Safe, EMI Safe, AdvancePay, and kreditBook), and designs, is the property of HBT Creations Pvt. Ltd. and is protected under applicable intellectual property laws. No part of this content may be reproduced without our express written consent.
4. Pricing & Payments
- Prices quoted for our services and products are subject to mutually agreed proposals or subscription plans.
- Payment terms are governed by the respective service agreement, invoice, or in-app subscription terms.
- All applicable taxes shall be charged as per Indian law.
5. Project & Service Delivery
Project timelines depend on client approvals, content availability, and agreed milestones. Delays caused by the client, including delayed feedback or missing information, may extend delivery timelines accordingly.
6. Third-Party Services
Our solutions may integrate third-party APIs, payment gateways, or software. HBT Creations Pvt. Ltd. is not responsible for outages, errors, or issues caused by such third-party providers, though we will make reasonable efforts to assist in resolving any resulting issues.
7. Account & Data Security
Where our products (such as EMI Safe or AdvancePay) involve dealer, distributor, or customer accounts, users are responsible for maintaining the confidentiality of their login credentials. HBT Creations Pvt. Ltd. employs reasonable technical safeguards but cannot guarantee absolute security of data transmitted over the internet.
8. Limitation of Liability
To the maximum extent permitted by law, HBT Creations Pvt. Ltd. shall not be liable for any indirect, incidental, special, or consequential damages arising from the use of, or inability to use, our Website, products, or services.
9. Termination
We reserve the right to suspend or terminate access to our Website or services, without notice, for any user found to be in violation of these Terms & Conditions or engaged in fraudulent or unlawful activity.
10. Changes to These Terms
We may update these Terms & Conditions from time to time. Any changes will be posted on this page with a revised effective date. Continued use of our Website or services after such changes constitutes acceptance of the updated Terms.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in Nagpur, Maharashtra.
Contact Us
If you have any questions about this document, please reach out to us:
- Company: HBT Creations Pvt. Ltd.
- Address: Plot No. 385, near Khalsa Gali, Baba Buddha Ji Nagar, Nagpur, Maharashtra 440017
- Email: hbtcreations10@gmail.com
- Phone: +91 9699503461
- Website: https://hbtcreations.in